Greetings!

I have a Benchmark HDR and I use it on a Windows 7 PC, connected via the USB port.  The software that I usually use to play music files is MediaMonkey.

I recently bought a some 196/24 and 176/24 music files.  In all of Benchmark's product descriptions, it says the USB connection is capable of up to 96/24 audio, but these hi-res files (196/24 and 176/24) files still play on my setup.  What is happening?  Is there something doing an on-the-fly downsampling?  If so, what is it downsampling to?  What is doing the downsampling and how does it know that it needs to do this?

Thanks everyone.

Paul